All Publications
Digitally Enabled Climate Finance
This report provides emerging insights on the role of mobile and digital technology in accessing and delivering climate finance in low- and middle-income countries.
Fairness in Algorithmic Decision Systems: A Microfinance Perspective
The paper discusses fairness in artificial intelligence (AI)-enabled credit-scoring systems, and highlights the importance of considering the strategic role of the organization when developing and evaluating fair algorithm-enabled decision systems.
Global Landscape: Data Trails of Digitally Included Poor (DIP) People
This reading deck puts a spotlight on the specific data trails generated by digitally included yet poor people, the sources of these data trails, and variations of data trails across different segmentations.
Instant Payments and Merchants — Pricing Policy Considerations
This technical note helps explain why changes in instant payment pricing are occurring, assesses their impact on market development, and offers suggestions for the path forward.
Responsive by Design: Building Adaptive Social Protection Systems in South Asia
The purpose of this report is to apply the adaptive social protection framework to the South Asian context to guide future dialogue and policy making.
Starting the Transaction: Payment Initiation and Customer Experience
This technical note is framed to help policymakers and payment system operators understand recent trends in payment initiation and customer experience in making interoperable payments work better for low-income populations.
Study to Assess the Role and Impact of Women Self-Help Groups as Banking Agents in Bihar
This slide deck provides the main findings from a CGAP research exploring the role of gender in developing rural agent networks in Bihar State, India, through the State Government's Bank Sakhi Program.
The Landscape of Microinsurance 2022
This 34-country microinsurance landscape report tracks the uptake of inclusive insurance products and services in Africa, Asia, Latin America, and the Caribbean.
The Role of Catalytic Capital in Digital Markets: Successes, Pitfalls, and Lessons Learned
This report focuses on the role of catalytic capital in the digital credit industry and highlights the limitations of a framework that does not consider broader market-level consequences of such investments.
Voices of India’s MSMEs: Insights Notes From the Diaries Access to Finance
This note discusses examples from MSC's Financial Diaries research on informal enterprises and provides recommendations for policymakers and financial service providers to address the credit gap for them.