All Publications

Showing 1 - 10 of 469
Case Study

Inclusive Fintech: How Startups Are Bridging the Finance Gap for Microenterprises

This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.

Paper

Young Women's Financial Inclusion: What Works

This paper presents lessons learned from initiatives that aim to increase financial inclusion among low-income young women, ages 15–24, in low- and middle-income countries.

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Boosting SME Finance for Growth

This report offers strategic and actionable guidance to policymakers in strengthening their access to finance policies for small and medium enterprises (SMEs).

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Responsible Digital Finance Ecosystem (RDFE) : A Conceptual Framework

This RDFE conceptual framework seeks to encourage financial sector authorities, and other key ecosystem actors, to boost financial consumer protection in the digital era with a holistic vision of the ecosystem.

Paper

Systemic Implications of Financial Inclusion

This study analyzes the impact of financial inclusion on various bank risk dimensions, including systemic risk, which has been underexplored. 

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Designing Cash Transfer and Graduation Programs to Support Women’s Economic Activity: Synthesis of Recent Literature

This review summarizes the impact of such interventions as graduation programs and cash transfers, as well as variations in design and delivery, on economic, and non-economic outcomes among female recipients.

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Digital Payments, Informality and Economic Growth

This study examines the relationship between digital payment adoption and growth, productivity and informal labor in 101 economies from 2014 to 2019.

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Financial Inclusion and Disruptive Innovation: Regulatory Implications

This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.
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Financial Inclusion Compass 2024

This publication provides a comprehensive analysis of the latest trends, challenges, and opportunities in the financial inclusion sector.

Paper

Intelligent Financial System: How AI Is Transforming Finance

This paper evaluates how the financial sector should prepare for the coming arrival of AI agents and the possibility of artificial general intelligence (AGI).