This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.

This paper studies how subsidized credit and partial credit guarantees shape access to finance for micro and small businesses in Indonesia. 

For digital payments to be meaningful for farmers, the study finds that digitization needs to be strongly linked to access to a broader suite of financial services, to unlock farm investments and smooth day-to-day consumption. 

This case study shares findings from a first-of-its-kind sizing exercise to assess opportunities for digital financial inclusion for smallholder cocoa farmers.

This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.

This report highlights the actions that should be taken by countries, firms, and development actors to maximize the potential of digital platforms to contribute to low-income livelihoods and increase financial inclusion.

The Small Firm Diaries is a global research initiative to better understand small firms in low-income neighborhoods of developing countries, especially the barriers to growth such firms face, through high frequency quantitative and qualitative data collection (“financial diaries”).

This study takes a comprehensive look at the relationship between financial inclusion and economic empowerment through contextual factors such as social norms, income, and financial capability among women artisans in Indonesia.

This study was conducted to understand the world of cash-in/cash-out agents through MSC's innovative diaries research methodology.