This report offers strategic and actionable guidance to policymakers in strengthening their access to finance policies for small and medium enterprises (SMEs).

This paper studies how subsidized credit and partial credit guarantees shape access to finance for micro and small businesses in Indonesia. 

This report outlines various business models that incorporate last-mile retailers into digital ordering platforms, offering them convenience, transparency, and a wide range of products.

Drawing from interviews across Africa and Latin America, this report explores the challenges faced by female entrepreneurs and proposes solutions. 

This paper addresses the need to reform the international development finance architecture in ways that expand access to affordable credit for women entrepreneurs in the Global South, especially in sub-Saharan Africa.

This case study examines the data and experience of two fintechs in India that use different sets of transactional data for credit scoring.

The Small Firm Diaries is a global research initiative to better understand small firms in low-income neighborhoods of developing countries, especially the barriers to growth such firms face, through high frequency quantitative and qualitative data collection (“financial diaries”).

This paper tells the story of BII’s efforts to close the SME financing gap, tries to explain why the gap exists, and examines what the evidence has to say about the development impact of improving access to finance for SMEs.

This report outlines the transformative potential of Universal Trusted Credentials (UTCs) and describes the UTC framework, potential use cases, coordination structures, recommended policies, and modes of engagement that stakeholders can engage in.