All Publications

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Guide / Toolkit

The Privacy as Product Playbook

This playbook, first-of-its-kind for the inclusive finance sector, aims to fill that gap and demonstrate a comprehensive way to integrate responsible data practices into the design process.

Case Study

The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Peru

This case study offers an overview of the current state of women's financial inclusion in Peru.

Paper

Universal Trusted Credentials (UTC): Transforming Access to Finance for MSMEs and Beyond

This report outlines the transformative potential of Universal Trusted Credentials (UTCs) and describes the UTC framework, potential use cases, coordination structures, recommended policies, and modes of engagement that stakeholders can engage in.

Paper

2023 Microfinance Index Report

Based on interviews with over 32,000 borrowers in 32 countries spanning Asia, Africa, and Latin America, this report explores the impact of microfinance on the lives of some of the world's most marginalized communities.

Guide / Toolkit

A Technical Guide to Unlock Agent Networks at the Last Mile

This guide outlines five key actions for digital financial service providers, regulators, and funders to expand rural Cash-In and Cash-Out agent networks based on CGAP's global experience.

Paper

Assessing Digital and Financial Literacy in Solomon Islands: Survey on Knowledge, Skills and Access

To address the digital and financial literacy gap, UNCDF conducted the Digital and Financial Literacy Survey in Solomon Islands to assess the current state of digital and financial literacy within the country.

Paper

Demand and Supply Study Report on Climate and Disaster Risk Financing and Insurance in Samoa

This report examines the impact of disasters caused by environmental hazards on individuals and households across Samoa and explores financial gaps that could be filled through climate and disaster risk financing solutions.

Paper

Digital Financial Services for Garment Workers in Bangladesh

This research sheds light on digital financial capabilities, financial products availability and usage, and social welfare ecosystem in Bangladesh.

Paper

Fintech for Who? Demand for Digital Financial Services and Fintech in Tanzania

This paper explores the drivers of demand for digital financial services and fintech: perceived cost, perceived usefulness, perceived ease of use, perceived risk, and social norms.

Paper

Improving Financial Health in Cambodia's Garment Sector Through Responsible Wage Digitalization: Benefits for Women and Business

This report sets out the results from supporting 17 garment factories in Cambodia with over 25,000 workers, 85 percent women, with wage digitalization, and enabling workers to access, use and benefit from their accounts.