All Publications
Leveraging Transactional Data for Micro and Small Enterprise Lending
This case study examines the data and experience of two fintechs in India that use different sets of transactional data for credit scoring.
An Introduction to the Small Firm Diaries
The Small Firm Diaries is a global research initiative to better understand small firms in low-income neighborhoods of developing countries, especially the barriers to growth such firms face, through high frequency quantitative and qualitative data collection (“financial diaries”).
How and Why We Finance SMEs
This paper tells the story of BII’s efforts to close the SME financing gap, tries to explain why the gap exists, and examines what the evidence has to say about the development impact of improving access to finance for SMEs.
Universal Trusted Credentials (UTC): Transforming Access to Finance for MSMEs and Beyond
This report outlines the transformative potential of Universal Trusted Credentials (UTCs) and describes the UTC framework, potential use cases, coordination structures, recommended policies, and modes of engagement that stakeholders can engage in.
The Digital Transformation of Small and Micro-Businesses in Bangladesh
This report provides an analysis of the second phase of the Build Back Better—Enhancing Recovery and Resilience of Small and Micro-Businesses (SMB) project in Bangladesh since 2020.
Women and Credit: Access to Credit for Micro and Small Female Entrepreneurs, Including Collective Enterprises in India
This report delves into micro and small women entrepreneurs’ credit journey exploring demand and supply-side factors and provides key recommendations to enhance access to credit for women entrepreneurs.
Financial Access of Women-Owned Small and Medium-Sized Enterprises in Viet Nam
This working paper identifies challenges in access to finance for women-owned small and medium-sized enterprises in Viet Nam and recommends ways to improve it.
Barriers to Agricultural Finance in Ethiopia
The purpose of this study is to foster a conversation between stakeholders of agri SME-finance for affirming proven approaches and identifying new ones to overcome agri finance barriers.
Pacífico Seguros - Insurance for MSMEs: Protected Business
This brief explores an insurance product designed to cover the main risks such as theft, fire, earthquakes and civil liability against third parties faced by SMEs in Peru.
Insurance for MSMEs in Mexico: Five Strategies From the Region
This brief identifies strategies to overcome barriers to insurance for micro, small and medium enterprises, based on the experiences of seven companies in Latin America.