All Publications

Showing 21 - 30 of 176
Paper

The SME Access to Digital Finance Study: A Deep Dive into the Latin American Fintech Ecosystem

This publication provides insights into micro, small and medium enterprises’ access to funding through the alternative finance industry in Latin America based on 540 survey responses from MSMEs in the region.

Slide Deck

Low-Income Financial Services Market Sizing and Fintech Assessment: Kenya Country Report

This slide deck presents research findings estimating the size of the medium and small enterprise and low-income credit markets in Kenya, and assesses the potential of fintech firms to meet the needs of those markets.

Paper

Supervisory Implications of Artificial Intelligence and Machine Learning

This Note describes some of the uses of artificial intelligence and machine learning by financial institutions; considers the supervisory responses to such uses; and highlights some ways in which supervisory authorities can themselves use AI and ML to improve the effectiveness and efficiency of supervision.

Paper

Fintech: Financial Inclusion or Exclusion?

This paper examines two research questions. First, does fintech improve digital financial inclusion? Second, are there segments of society that are not included because they do not have the capacity and means to adopt fintech – such as women, the poor and people living in rural areas?

Paper

A PACT to Promote Resilience

This publication explains the four dimensions of the measurement PACT framework - Preparedness, Access, Capability, and Ties, and how fintechs support customers within them. 

Case Study

Informed Design: A Case Study Series (Lucy)

The second installment in a new case study series from FinEquity on informed design and digital financial services (DFS). This study examines product and service design by Lucy, a neobank for entrepreneurial women—specifically Foreign Domestic Workers in Singapore—providing DFS and business-building tools and training through a mobile app to help them start and grow their businesses. 

Paper

The Promises and Perils of Investor-Driven Fintech: Forging People-Centered Alternatives

This paper provides a corrective to the rapidly proliferating myths and falsehoods surrounding the capacity of fintech to address poverty and promote sustainable and equitable local economic and social development in low- and middle-income countries.

Paper

Platform-Based Business Models and Financial Inclusion

This paper assesses how platform-based business models can affect financial inclusion, competition, financial stability and consumer protection.

Paper

Gender-Intelligent Fintech Design: How Fintechs Can Capture the Female Economy

This report  quantifies the opportunity cost of not taking a gender-intelligent approach and lays out a map that fintechs can use to improve conversion rates of women through each stage of the funnel, equipping fintechs and their investors to take the steps to win the women’s market.

Paper

Insights From the 2021 Inclusive Fintech 50 Applicant Pool

This report examines application data from nearly 300 eligible fintech applicants from the 2021 Inclusive Fintech 50 competition to better understand the state of early-stage fintechs.