This report shares key lessons and tools critical to launching and scaling responsible digital payments initiatives in Ghana’s cocoa value chain.

Overcoming barriers to financial inclusion via innovative regulatory approaches

Policy responses in West Africa

Highlights from interviews with six ride hailing drivers their relationships with ride-hailing companies

Key recommendations to donors and financial service providers

How can SMEs leverage digital technologies to promote inclusive growth?

Guiding funders to support the development of reliable and effective digital financial services systems

Conversations with established and early-stage fintechs, venture capitalists, and fintech associations

Recommendations for policymakers and financial service providers to support MSMEs

Complying with global AML-CFT standards while enabling the participation of low-income communities in the formal financial system