All Publications

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Guide / Toolkit

A Technical Guide to Unlock Agent Networks at the Last Mile

This guide outlines five key actions for digital financial service providers, regulators, and funders to expand rural Cash-In and Cash-Out agent networks based on CGAP's global experience.

Paper

Assessing Digital and Financial Literacy in Solomon Islands: Survey on Knowledge, Skills and Access

To address the digital and financial literacy gap, UNCDF conducted the Digital and Financial Literacy Survey in Solomon Islands to assess the current state of digital and financial literacy within the country.

Paper

Demand and Supply Study Report on Climate and Disaster Risk Financing and Insurance in Samoa

This report examines the impact of disasters caused by environmental hazards on individuals and households across Samoa and explores financial gaps that could be filled through climate and disaster risk financing solutions.

Paper

Digital Financial Services for Garment Workers in Bangladesh

This research sheds light on digital financial capabilities, financial products availability and usage, and social welfare ecosystem in Bangladesh.

Paper

Fintech for Who? Demand for Digital Financial Services and Fintech in Tanzania

This paper explores the drivers of demand for digital financial services and fintech: perceived cost, perceived usefulness, perceived ease of use, perceived risk, and social norms.

Paper

Improving Financial Health in Cambodia's Garment Sector Through Responsible Wage Digitalization: Benefits for Women and Business

This report sets out the results from supporting 17 garment factories in Cambodia with over 25,000 workers, 85 percent women, with wage digitalization, and enabling workers to access, use and benefit from their accounts.

Paper

Indigenous Financial Service Research in Kenya, Ghana, and Togo

MSC conducted qualitative research in Kenya, Ghana and Togo and found that Indigenous Financial Services (IFS), such as rotating savings and credit associations (ROSCAs), informal moneylenders and burial societies play a critical role in driving access to finance for micro and small enterprises (MSEs).

Paper

Open Banking and Inclusive Finance in the European Union: Perspectives From the Dutch Stakeholder Ecosystem

This working paper examines the impact of the revised Payment Services Directive and open banking platforms on inclusive finance in the EU, with a focus on the Netherlands' fintech ecosystem.

Paper

Supervising Migrant Insurance and Pensions

This TC Note explains why insurance and pensions for migrant workers is an important area of focus for supervisors.

Slide Deck

The Six Village Story – India: An Assessment of the Real Gap in Financial Inclusion

This study intends to unpack the on-ground status of financial inclusion in six villages in India.