All Publications

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Paper

Beyond Access: A Look Into the Drivers of Long-term Financial Health

Through a combination of qualitative interviews, customer surveys and analysis of data from over 3.6 million Nubank customers, this research gathered a rich set of insights to inform how we can collectively close the gap between account access and a sense of sustainable financial security and health. 

Paper

Digital Payments Roadmap: Towards Inclusive, Accessible, Effective And Sustainable Digital Payments In South Africa

The purpose of this Roadmap is to identify obstacles, barriers and challenges to the adoption of an increased and effective usage of digital payments, and to develop a multi-disciplinary and stakeholder action plan to unlock the inclusivity, effectiveness and sustainability of digital payments in South Africa.

Guide / Toolkit

FinTech and Digital Financial Services Ecosystem Data for Supervision and Market Intelligence

This report aims to guide regulators and central banks in adopting ecosystem-based data collection approaches, offering practical insights and a standardized taxonomy for enhanced decision-making, supervision, and the pursuit of financial inclusion goals.

Case Study

From Collateral to Cashflow: Expanding Access to Finance for Nigeria’s Female Business Owners

This research examines how two commercial banks are developing innovative credit solutions to expand access to finance for women entrepreneurs.

Paper

Islamic Finance and Financial Inclusion: AFI Members’ Perspectives

This report highlights initiatives and promotes collaboration to further advance financial inclusion through Islamic finance.

Guide / Toolkit

Open Finance Self-Assessment Tool and Development Roadmap

This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.

Paper

Policy Diagnostic: Women in Leadership

This policy diagnostic presents policymakers with an overview of gender balance in the finance industry and then focuses on key areas for advancing women’s movement into, and active participation in, executive and other leadership roles.

Guide / Toolkit

Rural Women and Financial Inclusion

The purpose of this document is to highlight practical approaches put forward by the sector to guide the work of practitioners in promoting gender-responsive financial inclusion through the design and delivery of appropriate services and products.