All Publications

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Paper

Leveraging Transactional Data for Micro and Small Enterprise Lending

This case study examines the data and experience of two fintechs in India that use different sets of transactional data for credit scoring.

Guide / Toolkit

Rural Women and Financial Inclusion

This document highlights practical and actionable approaches from the sector in order to guide the work of practitioners focused on improving the gender-responsiveness of design and delivery of rural finance interventions.

Paper

State of the Ugandan Refugee Finance Sector Report 2024

This report provides a detailed overview of the evolution and current state of the refugee finance sector in Uganda, key drivers, and levers as well as demand and supply-side constraints.

Paper

The Building Blocks Supporting Open Finance

This working paper introduces the concept of an inclusive data ecosystem as one where low-income people’s data trails are used to improve their financial inclusion.

Paper

The State of the Industry Report on Mobile Money 2024

This report describes the state of the mobile money industry worldwide at the end of 2023, covering important developments and trends in the sector, with a focus on financial inclusion and the opportunities created for small enterprises. 

Paper

An Introduction to the Small Firm Diaries

The Small Firm Diaries is a global research initiative to better understand small firms in low-income neighborhoods of developing countries, especially the barriers to growth such firms face, through high frequency quantitative and qualitative data collection (“financial diaries”).

Paper

Carping Critics and the Microfinance Conundrum

Based on its recent impact assessment study of Cambodian microfinance, M-CRIL has written two advisory notes which examine the validity of some of the sensational international headlines and propose reform measures for the sector.

Guide / Toolkit

Green Essential Practices Report - Highlights of Good Green Practices

This report features a selection of exemplary green inclusive finance practices, and offers insights into the successes, the challenges faced by financial service providers and the solutions they found to design and implement their green strategy.

Paper

Positive Friction for Responsible Digital Lending: A Call to Action

This report explores how strategically adding friction to digital financial services can benefit both lenders and borrowers.

Paper

Rethinking Responsible Equity Exits: A Call to Action for Impact Investors

This paper is a call to action for all impact investors to ensure their exits uphold the values they have championed throughout their investments. It provides a roadmap of recommendations to help investors stay cool in hot markets, know when to exit responsibly and secure their impact.