This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.

This paper explores the evolution and impact of microfinance in India and discusses the development of credit-scoring models for the underbanked and unbanked populations.

This document combines data from the Annual Survey of Unincorporated Sector Enterprises with M-CRIL’s 40+ years of experience studying every aspect of microenterprises in India and in a dozen other countries in Asia as well as to some extent in Kenya, Uganda, Ethiopia, Ghana, South Africa and other countries.

The Literature Review delves into the landscape of women-owned nano and micro-enterprises in India, Kenya, and Uganda, summarizing the existing knowledge and gaps, with the aim of unlocking more capital and effectively meeting these enterprises' financial and non-financial needs.

This report shares strategies for enhancing customer retention among cash-in and cash-out (CICO) agents.

This report outlines various business models that incorporate last-mile retailers into digital ordering platforms, offering them convenience, transparency, and a wide range of products.

This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.

This slide deck shares the results of a survey conducted by MSC and FACE to analyze user knowledge and behavior regarding digital lending applications (DLAs) and digital loans.

This report highlights the actions that should be taken by countries, firms, and development actors to maximize the potential of digital platforms to contribute to low-income livelihoods and increase financial inclusion.

This case study examines the data and experience of two fintechs in India that use different sets of transactional data for credit scoring.