All Publications
Inclusive Fintech: How Startups Are Bridging the Finance Gap for Microenterprises
This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.
Fintech for Women’s Financial Inclusion in Tanzania
This case study shares lessons from from Laina Finance and Mipango Finance in Tanzania.
Promise (Un)kept? Fintech and Financial Inclusion
This paper uses a comprehensive dataset to investigate the relationship between fintech and financial inclusion in a panel of 84 countries over the period 2012–2020 and obtain empirical insights.
FinTech and Digital Financial Services Ecosystem Data for Supervision and Market Intelligence
This report aims to guide regulators and central banks in adopting ecosystem-based data collection approaches, offering practical insights and a standardized taxonomy for enhanced decision-making, supervision, and the pursuit of financial inclusion goals.
Her Fintech Edge: Market Insights for Inclusive Growth
The study explores the representation of women within fintech portfolios and the factors influencing it. It investigates whether fintech firms actively target women customers and the strategies they employ.
Fintech Innovation for Smallholder Agriculture: A Review of Experiences
This publication analyzes and illustrates some of the most interesting business models and innovations brought forward by fintech companies that have sought to address the common financing constraints associated with small-scale agriculture around the world.
Investing in Climate Tech Innovation in Africa
This report includes insights into the sectors, technologies, target users, geographies, founder characteristics, funding trends, and exit paths of climate ventures in Africa.
Fintech for Who? Demand for Digital Financial Services and Fintech in Tanzania
This paper explores the drivers of demand for digital financial services and fintech: perceived cost, perceived usefulness, perceived ease of use, perceived risk, and social norms.
Open Banking and Inclusive Finance in the European Union: Perspectives From the Dutch Stakeholder Ecosystem
This working paper examines the impact of the revised Payment Services Directive and open banking platforms on inclusive finance in the EU, with a focus on the Netherlands' fintech ecosystem.
Inclusive Fintech Funding in Times of Uncertainty
This publication shares insights from interviews with past Inclusive Fintech 50 winners and fintech investors to learn how they are adapting to these uncertain times and the impact of the funding challenges on their business models and the low-income customers they serve.