All Publications
RBI Consultative Document on the Regulation of Microfinance
Beyond the Barriers of Affordability: An Analysis of India’s Cooking Fuel Support Program Under the COVID-19 Assistance Package
The objective of the study is to assess various social protection interventions of the central and state governments during COVID-19 and suggest improvements to the programs.
Growth Pangs of the Pandemic, Revisited
This Advisory Note sets out M-CRIL's expectation of a four-to-five-year adjustment and recovery period from the COVID crisis, and imagines a road to recovery for the microfinance sector as a whole.
Women’s Financial Inclusion Toolkit
This toolkit is designed to aid the design and implementation of women's financial inclusion and empowerment programs.
Designing Emergency Loans: The Experience of Dvara KGFS
This brief shares the process and the lessons that went into the design of the emergency loan product.
Impact of COVID-19 on FinTechs: India
This report delves deep into the innovative strategies fintechs used to overcome the pandemic, measures taken by the government and regulators to enable ecosystem players, and the support fintechs received from investors and accelerators.
Regulatory and Supervisory Approaches for NBFCs
This position paper provides a holistic vision for the role of non-banking finance companies in India's credit ecosystem and the corresponding regulatory, supervisory and resolution frameworks that should apply to them.
On the Economic Frontlines of COVID-19: Early Insights From MSMEs Grappling With the Crisis
Findings based on a longitudinal survey in Colombia, India, Indonesia, and Nigeria
State of Agent Banking in Himachal Pradesh
Based on extensive fieldwork spanning approximately 1000 person-days across 301 locations, this report aims to advance the understanding of India's agent banking model. It presents operational practices of the banking agents as well as the financial behavior of rural banking clients.
COVID-19, Government Transfer Payments, and Investment Decisions in Farming Business: Evidence from Northern India
Assessing the impact of public transfer programs on farmers dealing with the COVID shock