This report outlines the transformative potential of Universal Trusted Credentials (UTCs) and describes the UTC framework, potential use cases, coordination structures, recommended policies, and modes of engagement that stakeholders can engage in.

Based on interviews with over 32,000 borrowers in 32 countries spanning Asia, Africa, and Latin America, this report explores the impact of microfinance on the lives of some of the world's most marginalized communities.

This guide outlines five key actions for digital financial service providers, regulators, and funders to expand rural Cash-In and Cash-Out agent networks based on CGAP's global experience.

To address the digital and financial literacy gap, UNCDF conducted the Digital and Financial Literacy Survey in Solomon Islands to assess the current state of digital and financial literacy within the country.

This report examines the impact of disasters caused by environmental hazards on individuals and households across Samoa and explores financial gaps that could be filled through climate and disaster risk financing solutions.

This research sheds light on digital financial capabilities, financial products availability and usage, and social welfare ecosystem in Bangladesh.

This paper explores the drivers of demand for digital financial services and fintech: perceived cost, perceived usefulness, perceived ease of use, perceived risk, and social norms.

This report sets out the results from supporting 17 garment factories in Cambodia with over 25,000 workers, 85 percent women, with wage digitalization, and enabling workers to access, use and benefit from their accounts.

MSC conducted qualitative research in Kenya, Ghana and Togo and found that Indigenous Financial Services (IFS), such as rotating savings and credit associations (ROSCAs), informal moneylenders and burial societies play a critical role in driving access to finance for micro and small enterprises (MSEs).

This working paper examines the impact of the revised Payment Services Directive and open banking platforms on inclusive finance in the EU, with a focus on the Netherlands' fintech ecosystem.