Improving Financial Health and Well-Being in Global Supply Chains Through Wage Digitalization

This working paper examines the barriers to financial health for workers in the garment industry, considering family and community dynamics in financial decision-making. It highlights the opportunity for financial health practitioners and policymakers to support financial health and well-being through wage digitalization.

The paper argues that gender-intentional wage digitalization, combined with workplace financial capability training, can enhance financial inclusion, improve workers’ financial health, and address gender norms in the community, requiring a cross-sector and cross-stakeholder approach.