Paper

E/M Banking Booklet: Optimising Performance and Efficiency Series

A compendium of research notes on electronic and mobile banking

This document presents advice and practical guidance from experts on opportunities, issues and challenges in electronic and mobile (e/m) banking.

The papers in this collection discuss various topics related to e/m banking. They include:

  • Impact of changing technology on MFIs;
  • Electronic banking for the poor;
  • Benefits and drawbacks of point of sale devices versus mobile phones;
  • Key strategic issues for financial institutions considering m-banking solutions;
  • Issues involved in choosing a mobile phone banking format;
  • Role of partnerships and strategic alliances in promoting mobile phone banking at the bottom of the pyramid;
  • Incentivizing third party agents to service bank customers;
  • Pilot testing and rollout strategies;
  • Customer value proposition of mobile phone based e-banking;
  • Importance of financial education programs in the take up of mobile financial services;
  • Regulatory and technical issues in mobile banking;
  • Role of e-banking in improving financial access to the poor.

About this Publication

Published