Paper
MIS and Information Needs
Good practices, concerns and methods of addressing MIS needs of self help groups
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This presentation addresses the management information system (MIS) issue of a self help group. It involves data collection, processing, analyzing, decision-making, presentation and communication. It lists the following MIS requirements as per the needs of a SHG:
- The essence of SHG is informality;
- Flexibility should be the core of the MIS system;
- User-evolved practices should be encouraged;
- MIS system has to be cost effective and user friendly;
- A broad consensus should be built before introduction.
The presentation describes some of the already existing good practices:
- Separate savings/loan ledgers for SHG accounts in banks;
- Directory of SHGs at the branch level;
- Village-wise index of SHGs;
- Microcredit cells in head offices of banks;
- Quarterly meeting of NGOs;
- Structured meetings with SHGs post linkage;
- Particular day in a week allocated for SHG business;
- Visiting groups on a fixed day for savings and recovery;
- Hiring of animators on contract basis for monitoring groups;
- SHG as a separate head under performance review statement.
Further, the document lists some areas of concern:
- Books of accounts at SHG level;
- Critical information gaps;
- Poor level of computerization;
- SHG versus groups under SGSY;
- Flow of information between SHPI and banks variations in quality of groups promoted by SHPIs.
The presentation finally lists some alternate systems for information needs:
- Self rating tool;
- E Munshi;
- Smart cards for SHG;
- Bare foot book writers.
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