Access to Finance: A Review of the Obstacles in the Way of Access to Finance

This presentation highlights the various aspects related to accessing finance from a financial institution.

The document deals with the following:

• The importance and relevance of finance for small firms and poor households;
• Aspects related to accessing finance, e.g. availability, range, flexibility, reliability, convenience and costs associated;
• The demand and supply gaps in accessing finance for different purposes;
• Lack of availability of quantitative data for the accessibility of finance for both households, and the firms across countries;
• Variability in banking services used across countries.

The document further discusses the following:

• Definition of the un-banked household;
• Possible reasons for the constraints to poor households and small firms to access finance;
• Possible drivers for households and small firms to access finance across countries;
• Steps to improve the accessibility to finance across the globe.