Paper
Health Policy Challenges for India: Private Health Insurance and Lessons from the International Community
What can India learn from the experiences of international community for health insurance?
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This paper looks at the opportunities in the private health insurance sector in India. It analyzes the policy environment in the country and discusses:
- India's achievements in health sector;
- Relevant Government intervention in the health sector;
- Cost, equity, and quality of medical care in India;
- Quality of medical inputs in India;
- Consumer protection laws and their implementation.
The paper makes an assessment of impacts and regulatory issues related to private health insurance in India. It studies:
- Private health insurance and aggregate costs of health care;
- Aggregate cost implications of private insurance;
- Quality of health care;
- Equity implications of private health insurance.
Finally, the paper presents experiences of various countries with different types of health insurance models and their implications for India:
- United Kingdom: National Health Service;
- Netherlands/Israel/Germany: Social Insurance;
- Canada: National Health Insurance;
- Singapore: Compulsory Insurance/Fee for Service/Medical savings.
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