Financial Sustainability for Credit Programs: A Travel Survival Guide

The guide is designed as a step-by-step manual to help your credit program reach financial sustainability. It explains the concepts and calculations behind financial sustainability as the preparations for and stages of a journey.

The guide and the travel diary work together. The guide describes each of the tables and explains the importance of each section of the travel diary.

It is designed as a learning tool to introduce concepts of financial sustainability and to give you a system for tracking the progress.

The final part of the travel diary is to be used less often than the other tables. It is for recording and reporting one's progress over time to show the donors. A good way to use it is for annual reports.