This study takes a comprehensive look at the relationship between financial inclusion and economic empowerment through contextual factors such as social norms, income, and financial capability among women artisans in Indonesia.

Findings from a survey of 2,781 participants providing an analysis of the levels of financial awareness, financial behaviors, and economic empowerment of women factory workers in Cambodia.

Grounded in an analysis of norms governing women’s agency, ability to enact preferences, bargaining power and financial independence, this report provides a conceptual framework to move Indonesian women from financial inclusion to empowerment.