Philip Acton , DreamStart Labs Inc., UK
31 May 2022

Hi Ruth, Great question. As you're probably aware, the share out is effectively an "action audit" which means it acts as proof that the Savings Group is working as it should. If that is not the case, then members can choose not to join the next cycle or go to another group without stigma. Also we find that members have earmarked these funds for a specific use and, having waited for up to 11 months through the Savings Cycle, are anxious to deploy all of their funds towards that goal.