Improving Access to Housing Microfinance Solutions Among Low-Income Households in the Philippines

Habitat for Humanity International’s Terwilliger Center for Innovation in Shelter, through a Credit Suisse APAC Foundation grant, worked closely with Negros Women for Tomorrow Foundation (NWTF), one of the largest microfinance institutions in the Philippines, to develop a housing product. The partnership’s objective was to introduce a client-centric housing finance solution that addresses pain points for low-income families and promotes adequate housing among low-income households.

This case study showcases the journey from product design and training to the pilot program’s end, highlighting its challenges, achievements, and opportunities. The case study is useful for all market actors such as financial intermediaries, investors, regulators, business consortiums, and others interested in identifying alternative and innovative market solutions to help households build and improve their homes.