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FinDev Blog
Can Smartphone-Supported Behavioral Biometrics Advance Digital Financial Inclusion?
Behavioral biometrics, an emerging technology which uses AI and machine learning to examine behavioral patterns to authenticate users, presents the financial inclusion sector with exciting opportunities as well as challenges.
By Elie Kevin Kamgang Kenmoe, BEAC
FinDev Blog
Strange Bedfellows? Why Fintechs and MFIs Are Actually the Perfect Match
More than a decade of successful MFI-fintech partnerships have proven that the two can be much more than "frenemies." Here are seven success factors for great partnerships.
By Damien Jacques & Thomas Carrié, Rubyx
FinDev Blog
Humanitarian Aid Meets Fintech
Providing humanitarian aid in emergency situations is fraught with risks and challenges. Here are four ways fintech innovations are helping aid agencies streamline delivery and manage risks.
By Elie Kevin Kamgang Kenmoe, BEAC
FinDev Blog
Micro and Small Enterprises Get Their Own Digital Ambassadors in Colombia
Approximately 16 million people in Colombia depend on income generated from micro and small enterprises (MSEs). Digital platforms and tools can help them grow, but uptake and use is impeded by diverse challenges.
By Diego Rueda, Katherine Ko, Fundación Capital
FinDev Blog
Is Fintech Always Inclusive?
An IMF working paper looks at who fintech is helping and who it is leaving behind, using cross-country and emerging fintech data to see if fintech use is associated with narrowing class, rural and gender divides.
By Yoke Wang Tok, Dyna Heng, International Monetary Fund (IMF)
FinDev Blog
Artificial Intelligence in Financial Inclusion: How Should Supervisors Respond?
The use of artificial intelligence and machine learning in the financial sector is spreading exponentially across advanced and emerging economies. What are the risks and opportunities presented by these innovations?
By Denise Dias, Toronto Centre
FinDev Blog
Who Do You Trust? Building a “TrustScore” for Savings Groups
DreamStart Labs explores how to incorporate member-driven assessments into credit scoring through their app.
By Philip Acton, DreamStart Labs
FinDev Blog
Why We Urgently Need Alternatives to the Investor-Driven Fintech Model
Fintech is the latest financial innovation thought capable of dramatically improving the lives of the global poor, but a more critical look is necessary to challenge this narrative.
By Milford Bateman, Fernando Amorim Teixeira
FinDev Interview
WhatsApp and Algorithms: How to Get Financing to Farmers in East Africa
The founders of Ugandan fintech Emata share how their solution is helping dairy farmers and their cooperatives access finance and manage operations.
FinDev Blog
Will Digital Currencies Be the Next Revolution in Financial Inclusion?
Growing interest in stablecoins and digital currencies leads us to ask some key questions about their potential for the underbanked.
By F. Christopher Calabia, Bill & Melinda Gates Foundation