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FinDev Blog

What Findex 2021 Tells Us About Financial Inclusion in India

Digital financial services are helping drive financial inclusion, but infrastructural barriers remain.
FinDev Blog

Artificial Intelligence in Financial Inclusion: How Should Supervisors Respond?

The use of artificial intelligence and machine learning in the financial sector is spreading exponentially across advanced and emerging economies. What are the risks and opportunities presented by these innovations?
FinDev Blog

Rethinking MSME Financing: It's the Customer's Digital Transformation That Matters

As small businesses go digital, platform data can help MFIs better serve them, contributing to a healthier, more sustainable and more inclusive lending model.
FinDev Blog

Four Ways to Design Agent Networks That Work for Women

Innovations around agent networks present an opportunity to significantly improve women’s experiences and help build their confidence and access to digital financial services.
FinDev Blog

Incentives for Small Retailers to Climb the Modernization and Digitization Ladder

Lessons from traditional small-scale shopkeepers in Mexico on finding incentives beyond business education and cash provision
FinDev Blog

Digital Innovation: Three Key Lessons to Improve the Resilience of African MFIs and Their Clients

Takeaways from the African Microfinance Week (SAM) on overcoming the challenges and risks associated with digital transformation
FinDev Blog

Why We Urgently Need Alternatives to the Investor-Driven Fintech Model

Fintech is the latest financial innovation thought capable of dramatically improving the lives of the global poor, but a more critical look is necessary to challenge this narrative.
FinDev Blog

The Power of Community-Based Organizations to Mobilize Farmers’ Savings

A Scale2Save project in Cote d’Ivoire shares what they’ve learned working with farmer cooperatives as financial agents.
FinDev Blog

How To Get a Historic Bilateral Deal to Share Agent Banking Infrastructure

Scale2Save partners FINCA and Centenary Bank in Uganda go from competition to cooperation, sharing service-distribution infrastructure for the benefit of end-user low-income customers.
FinDev Blog

The Resilience of Mobile Money in Sub-Saharan Africa

Quick responses by providers and regulators in the region helped mobile money keep growing despite the COVID-19 pandemic. Support for agent networks and more flexible on-boarding practices were key.