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FinDev Blog
Central Bank Digital Currencies: Five Lessons From Three Trailblazers
Experiences from the Bahamas, China and Nigeria help illuminate the rocky path for other central banks interested in implementing their own digital currencies.
By Kinyanjui Mungai, Michaella Allen, Barry Cooper, Cenfri
FinDev Blog
Applying a Gender Lens to Digital Remittances
Digital remittances can form a gateway to better financial health and inclusion for migrants and their families. Yet one key factor influencing remittance behavior is often overlooked: gender.
By Uloma Ogba, Julie Kamau, Marup Hossain, UNCDF
FinDev Blog
What Findex 2021 Tells Us About Financial Inclusion in India
Digital financial services are helping drive financial inclusion, but infrastructural barriers remain.
By Niyati Agrawal, Rakshith Ponnathpur, Dvara Research
FinDev Blog
Artificial Intelligence in Financial Inclusion: How Should Supervisors Respond?
The use of artificial intelligence and machine learning in the financial sector is spreading exponentially across advanced and emerging economies. What are the risks and opportunities presented by these innovations?
By Denise Dias, Toronto Centre
FinDev Blog
Rethinking MSME Financing: It's the Customer's Digital Transformation That Matters
As small businesses go digital, platform data can help MFIs better serve them, contributing to a healthier, more sustainable and more inclusive lending model.
By Denis Moniotte, Rubyx
FinDev Blog
Four Ways to Design Agent Networks That Work for Women
Innovations around agent networks present an opportunity to significantly improve women’s experiences and help build their confidence and access to digital financial services.
By Mary Katica, IDEO.org
FinDev Blog
Incentives for Small Retailers to Climb the Modernization and Digitization Ladder
Lessons from traditional small-scale shopkeepers in Mexico on finding incentives beyond business education and cash provision
By Shreya Kankanhalli, Penn State University
FinDev Blog
Digital Innovation: Three Key Lessons to Improve the Resilience of African MFIs and Their Clients
Takeaways from the African Microfinance Week (SAM) on overcoming the challenges and risks associated with digital transformation
By Corinne Riquet, CGAP
FinDev Blog
Why We Urgently Need Alternatives to the Investor-Driven Fintech Model
Fintech is the latest financial innovation thought capable of dramatically improving the lives of the global poor, but a more critical look is necessary to challenge this narrative.
By Milford Bateman, Fernando Amorim Teixeira
FinDev Blog
The Power of Community-Based Organizations to Mobilize Farmers’ Savings
A Scale2Save project in Cote d’Ivoire shares what they’ve learned working with farmer cooperatives as financial agents.
By Celine Stevens, World Savings and Retail Banking Institute