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Does Informal Finance Still Matter?
Informal Savings Mechanisms (ISMs) have long been important to many people’s day-to-day money management across Africa. But as formal financial services become much more prevalent in the region, what will happen to these ISMs? Will they fall by the wayside as the digital revolution takes over?
Moving Proximity From Critical Issue to Addressable Challenge
Possible approaches and tools
The Nollywood Nudge: An Entertaining Approach to Saving
This paper investigates the immediate and medium-term behavioral response to an emotional trigger designed to affect biases in intertemporal financial decisions.
How to Achieve the American Dream on an Immigrant's Income
Collection of case studies shedding light on how informal savings circles work in the United States
Lessons from the Solomon Islands: Innovating with Pensions for the Informal Sector
Case study of a micropension product pilot
Savings and Retail Banking in Africa: Results from 2018 WSBI Member Bank Survey
Data from 24 financial institutions in 20 countries show a persistent "affordability gap"
State of Practice: Savings Groups and the Role of Government in Sub-Saharan Africa
Comprehensive overview of government interventions in the savings group sector