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International Remittances: Why Is the Shift to Digital So Slow?
The uptake of digital remittances has been slower than hoped. Are we on the edge of a rapid revolution, or will the switch happen gradually, over many years? And is digital origination a key to driving down remittance costs?
Financial Inclusion Insights Côte d'Ivoire: Complete Analysis
Supplement to the CGAP’s Financial Inclusion Insights 2018 slide deck
Building Inclusive Payment Ecosystems in Tanzania and Ghana
Examining and comparing two countries' pathways to inclusive payment ecosystems
Digitizing Agricultural Payments: Uganda's Coffee Value Chain
Insights into the operational challenges of digitizing a coffee value chain in rural areas
Grappling With India’s National Biometric-Based Payments System
India’s Aadhaar Enabled Payment System (AePS) is the world’s first national biometric-based payments system. In the two years since its launch, AePS has revealed both benefits and challenges as it seeks to expand financial inclusion. Grameen Foundation India has experienced these directly as we work to scale digital financial services and financial education.
How does AePS work?
AePS was designed to allow individuals to conduct financial transactions across any participating bank, using just three inputs: