Land Titling and Microcredit in Cambodia
This paper explores the neoliberal-oriented theory of change based on the possession and use of private individual land titles by the poor. The theory is tested in Cambodia, where the development of the microcredit sector has been facilitated by the extensive use of land titles as collateral.
The Role of Catalytic Capital in Digital Markets: Successes, Pitfalls, and Lessons Learned
This report focuses on the role of catalytic capital in the digital credit industry and highlights the limitations of a framework that does not consider broader market-level consequences of such investments.
Rethinking MSME Financing: It's the Customer's Digital Transformation That Matters
As small businesses go digital, platform data can help MFIs better serve them, contributing to a healthier, more sustainable and more inclusive lending model.
Water and Wellbeing in a Changing World
A strong evidence base helps strengthen the case for water and sanitation financing to meet Sustainable Development Goal 6.
Who Do You Trust? Building a “TrustScore” for Savings Groups
DreamStart Labs explores how to incorporate member-driven assessments into credit scoring through their app.
Sharing the Risk: “Micro Equity” for Savings Groups
DreamStart Labs is re-thinking assumptions about how to design solutions for people in emerging economies, starting with a new product which aims to distribute risks more fairly.
Understanding Women’s Access to Credit and Loans
This publication offers an overview and gender-disaggregated data analysis of the Nigerian lending market, and provides valuable insights on 100 million adult Nigerians' behaviors and financial preferences.
How Long Should It Take to Build a Home?
Housing microfinance product innovations could help more families finish their homes and improve the overall customer experience.
Detecting Borrower Distress
There is an urgent need in India and globally to design policies to prevent over-indebtedness. But first, it must be measured. A new framework for monitoring credit markets proposes how.
Thai Household Debt Skyrockets from Credit Cards, Loans and Car Loans
The Bank of Thailand has been asked to review the ceiling of interest rates and supervise credit cards, personal loans and car loans, as the Thai government has vowed to tackle high household debt, incurred by credit card and personal loans.