Choice of Channel: Understanding How LMI Women Select a Channel to Conduct Financial Transactions

Women in low-income communities may choose a financial transaction channel based on the most economical choice that suits their life, given their acute burden of unpaid care work and time poverty. It is critical to decode gendered aspects that lead women to choose their selected channel to help build their financial resilience.

MSC’s DEBIT framework helps understand which channel individuals choose for conducting financial transactions and why. Comparing the DEBIT scores helps identify actions that stakeholders like governments and financial service providers can undertake to help women have a wider range of channels to choose from.