PAYGo PERFORM: Financial, Operational, and Portfolio Quality KPIs for the PAYGo Solar Industry
This technical guide offers the PAYGo solar industry a standardized set of key performance indicators (KPIs) which allow companies to track, benchmark, and improve performance while presenting a more accessible profile to investors. The PAYGo PERFORM KPIs were developed by CGAP, GOGLA, and IFC Lighting Global in consultation with some 600 investors.
Regulatory and Supervisory Approaches for NBFCs
This position paper provides a holistic vision for the role of non-banking finance companies in India's credit ecosystem and the corresponding regulatory, supervisory and resolution frameworks that should apply to them.
Inclusive Digital Banking: Emerging Markets Case Studies
What makes digital banking inclusive? This Working Paper takes a detailed look at how three digital banks in India, South Africa and the Philippines are innovating and driving financial inclusion.
Using Pay-for-Results to Catalyze Affordable Housing Development
This case study analyzes the Haiti Homeownership and Mortgage Expansion program’s methodology for designing its Pay-for-Results incentive structure, its results, and lessons learned.
India's New Approach to Personal Data-Sharing
As more and more people begin to conduct transactions online, questions have emerged about how to provide millions of customers adequate data protection and privacy. India's solution to this challenge is account aggregators.
Electric Bankers: Utility-Enabled Finance in Sub-Saharan Africa
Without appliances, people cannot make use of electricity. But how can low-income households afford costly electrical appliances? One answer is for utilities to offer consumer financing.
The Use of Agents by Digital Financial Services Providers
As distribution of digital financial services through agents increases, this Technical Note focuses on regulating agent models within an enabling framework that fosters financial inclusion.
Assets Matter to Poor People
This review is part of CGAP's undertaking to how asset ownership can lead to improvements in well-being for poor households and whether obtaining an asset through a loan or lease affects the benefits associated with ownership.
The Power of Jan Dhan: Making Finance Work for Women in India
This report highlights the design of Women's World Banking's unique Jan Dhan Plus solution and learnings from a subsequent pilot study that helped nurture regular savings behavior among low-income women in the country.
Improving Humanitarian Payments Through Digital Innovation: Challenges and Opportunities
This report offers research-based analysis and practical advice for humanitarian agencies on the advantages and areas for growth of five key financial technologies in digital payments: mobile money, artificial intelligence, distributed ledger technology (i.e. blockchain), super platforms and QR codes.