All Publications

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Paper

Scaling Responsible Digital Payments in the Indonesian Cocoa Sector

For digital payments to be meaningful for farmers, the study finds that digitization needs to be strongly linked to access to a broader suite of financial services, to unlock farm investments and smooth day-to-day consumption. 

Paper

The Role of Data in Inclusive Insurance

This paper identifies five ways in which data trails are being leveraged by private sector actors, including insurance carriers and technology providers, to offer “inclusive insurance” for low-income and other excluded segments, such as rural small-holder farmers and gig workers.

Paper

Women’s Advancement in Banking in Emerging South Asian Countries: Findings and Recommendations for Nepal

This study aims to identify opportunities that can help achieve more equitable work outcomes for women employees in the banking industry in Nepal. 

Paper

Beyond Access: A Look Into the Drivers of Long-term Financial Health

Through a combination of qualitative interviews, customer surveys and analysis of data from over 3.6 million Nubank customers, this research gathered a rich set of insights to inform how we can collectively close the gap between account access and a sense of sustainable financial security and health. 

Paper

Digital Payments Roadmap: Towards Inclusive, Accessible, Effective And Sustainable Digital Payments In South Africa

The purpose of this Roadmap is to identify obstacles, barriers and challenges to the adoption of an increased and effective usage of digital payments, and to develop a multi-disciplinary and stakeholder action plan to unlock the inclusivity, effectiveness and sustainability of digital payments in South Africa.

Guide / Toolkit

FinTech and Digital Financial Services Ecosystem Data for Supervision and Market Intelligence

This report aims to guide regulators and central banks in adopting ecosystem-based data collection approaches, offering practical insights and a standardized taxonomy for enhanced decision-making, supervision, and the pursuit of financial inclusion goals.

Case Study

From Collateral to Cashflow: Expanding Access to Finance for Nigeria’s Female Business Owners

This research examines how two commercial banks are developing innovative credit solutions to expand access to finance for women entrepreneurs.

Paper

Islamic Finance and Financial Inclusion: AFI Members’ Perspectives

This report highlights initiatives and promotes collaboration to further advance financial inclusion through Islamic finance.