All Publications

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Slide Deck

Using NLP on Social Media to Assess Consumer Risks With Digital Lending Apps in India

This research presents insights on emerging customer risks from digital consumer loans in India, analyzing customer complaints and feedback on Twitter and reviews of digital lending apps on Google Play,

Paper

The Power of Jan Dhan: Making Finance Work for Women in India

This report highlights the design of Women's World Banking's unique Jan Dhan Plus solution and learnings from a subsequent pilot study that helped nurture regular savings behavior among low-income women in the country.

Paper

Towards Responsible Digitization of Merchants in Rural India for COVID-19 Recovery

These 10 recommendations aim to unlock the impact of fintech in merchant digitization, particular for women, and  to further India’s progress on achieving the Sustainable Development Goals.

Paper

Social Assistance and Information in the Initial Phase of the COVID-19 Crisis: Lessons from a Household Survey in India

This publication explores the implementation of a social assistance program in India based on a household survey conducted four to six weeks after its launch. 

Paper

Tax Reforms to Increase the Viability of Business Correspondents

This policy note argues that two key taxation issues are hindering the sustainability and attractiveness of the business correspondent model in India and that addressing them could help advance financial inclusion.

Paper

Evidence Review on the Role of Male Engagement in Women’s Economic Empowerment Programs

This review presents four differ­ent reports which outline key findings and recommendations based on the most effective methods for integrating men in the process of women's empowerment.

Slide Deck

Gender and Cash In / Cash Out (CICO) Networks

This slide deck shows how to apply a gender lens to CICO network development and presents case studies that demonstrate how gender-intentional design works in practice.

Paper

RBI Consultative Document on the Regulation of Microfinance

Welcome ideas on creating a level playing field
Paper

Beyond the Barriers of Affordability: An Analysis of India’s Cooking Fuel Support Program Under the COVID-19 Assistance Package

The objective of the study is to assess various social protection interventions of the central and state governments during COVID-19 and suggest improvements to the programs.

Paper

Growth Pangs of the Pandemic, Revisited

This Advisory Note sets out M-CRIL's expectation of a four-to-five-year adjustment and recovery period from the COVID crisis, and imagines a road to recovery for the microfinance sector as a whole.