FinAccess National Survey 2009

This survey on credit access in Kenya comprises over 6500 interviews across the country, and ascertains the market share of MFIs and Savings and Credit Cooperatives. It aims to provide:

• Policymakers with information about geographic or socioeconomic barriers to access, providing an impetus for reforms;
• Private sector with information about market opportunities, particularly, insights into the types of products that will suit newly identified, unserved market segments;
• Solid empirical basis to track progress and evaluate the effect of various government-led and donor-led initiatives;
• Data for use in academic research into the impact of access to financial services on growth and poverty reduction.

The survey uses cluster stratified probability sampling with 650 clusters and 10 interviews per cluster. The report covers the following areas:

• Lifestyles and living conditions;
• Livelihoods, income and expenditure;
• Access strands;
• Savings;
• Credit;
• Remittances;
• Insurance and risk
• Technology
• Financial literacy
• Youth