Credit Scoring Consultancy for the Agricultural Sector

Futuro  MCB  S.A.  (Futuro)  is looking for a  specialist consultant  to  develop  a  credit  scoring  system for agricultural associations and cooperatives in the Nampula province, based on the  products, production, and agricultural crops of the members. This system will be essential for  assessing the creditworthiness of members, ensuring risk mitigation and a more efficient and  secure allocation of Futuro’s resources.

The objective of this ToR is to define the requirements and expectations for hiring a consultant  responsible for developing a customized credit scoring system for members of cooperatives,  associations, and/or aggregation businesses linked to the agricultural sector selected by Futuro. 

Expected Deliverables:

• Comprehensive initial analysis report.
• Validated and documented credit scoring model.
• Credit scoring system integrated with Futuro’s systems.
• Validation and test reports of the developed model with historical data samples.
• Training, training plan, and capacity building for Futuro’s team.
• Complete documentation of the system and model.
• User manuals for systems and model.
• Training manuals.
• Metrics and processes for continuous monitoring of the model.