Consultancy Services for Development and Implementation of Credit Scoring and Related Models

BRAC Uganda Bank Limited (BUBL) is implementing the Women Economic Empowerment project aimed at increasing access to financial services for small-scale women entrepreneurs and fast-tracking the growth of small-scale women entrepreneurs and their ability to manage their businesses. As part of the project, the bank seeks to build credit scoring and related models to support the credit decision process at BUBL by increasing the speed and accuracy of credit decisions, rewarding good repayment behavior and driving client retention.

Objective of the Consultancy:

1. Development and implementation of a credit scoring model to (semi)automate credit decisions and contribute to the efficiency of the credit granting process.
2. Development and implementation of a risk-based pricing model.
3. Development and implementation of a loyalty/incentive-based pricing model.