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FinDev Blog

Five Recommendations to Address Insurance Mis-selling

Rural customers in India face information asymmetry, high premiums and poor returns.

News

Cambodian Banking and Microfinance Associations Implement New Rules to Enhance Consumer Protection

The newly adopted rules are intended to address several critical areas of concern, particularly regarding the use of certain types of land as collateral for loans, the handling of personal identification documents, and the provision of credit to vulnerable households.

News

India: RBI Cautions Micro Lenders, NBFCs Against High, ’Usurious’ Interest Rates

The Reserve Bank of India (RBI) on Friday said it has come across instances of micro lenders and non-bank financiers charging high, 'usurious' interest rates on small-value loans, reminding them to judiciously use their pricing power. 

FinDev Blog

Can Smartphone-Supported Behavioral Biometrics Advance Digital Financial Inclusion?

Behavioral biometrics, an emerging technology which uses AI and machine learning to examine behavioral patterns to authenticate users, presents the financial inclusion sector with exciting opportunities as well as challenges.

News

Uganda: Online Lenders Harassing Borrowers Risk Closure

Licensed digital/online money lenders, who are diverting from the newly issued digital lending guidelines issued in March by the Uganda Microfinance Regulatory Authority (Umra), risk having their licenses revoked, the sector regulator has warned.

Case Study

Responsible Agricultural Practices of a Cocoa Buying Company in Ghana

This case study shares extensive recommendations to the trader, its financial investors, the government, and other stakeholders based on the findings. 

Paper

Financial Inclusion and Disruptive Innovation: Regulatory Implications

This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.
Case Study

Scaling Responsible Digital Payments in the Indonesian Cocoa Sector

This case study shares findings from a first-of-its-kind sizing exercise to assess opportunities for digital financial inclusion for smallholder cocoa farmers.

News

Registration Now Open for Responsible Finance Forum July 2-3 in Fortaleza, Brazil

Registration is now open for the annual Responsible Finance Forum (RFF) event, convened by the Center for Financial Inclusion at Accion, which will take place July 2-3, 2024 in Fortaleza, Brazil. 

Slide Deck

Understanding Users’ Experience With Digital Lending Applications in India

This slide deck shares the results of a survey conducted by MSC and FACE to analyze user knowledge and behavior regarding digital lending applications (DLAs) and digital loans.