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FinDev Blog

Who Bears the Risk in Fintech?

The excitement around fintech in India is palpable. Many see it as a market-led solution to the policy objective of financial inclusion. Fintech regulation must therefore be designed carefully to prevent and mitigate risks while also preserving the potential for financial inclusion. 
FinDev Blog

Want To Stay in Business? Keep Your Loan Officers Happy

Loan officers are in a critical position to influence clients’ experience with an MFI. Yet they are often under intense pressure to meet targets. Here are six steps for improving working conditions for microfinance field staff.
FinDev Blog

Three Steps for Closing India’s Gender Gap in Digital Financial Services

Grameen Foundation India shares how they are working on the first step of improving women’s digital financial literacy.
FinDev Blog

Grappling With India’s National Biometric-Based Payments System

India’s Aadhaar Enabled Payment System (AePS) is the world’s first national biometric-based payments system. In the two years since its launch, AePS has revealed both benefits and challenges as it seeks to expand financial inclusion. Grameen Foundation India has experienced these directly as we work to scale digital financial services and financial education. How does AePS work? AePS was designed to allow individuals to conduct financial transactions across any participating bank, using just three inputs:
FinDev Blog

Digital Winds of Change in Rural India

How can MFIs manage the inevitable change as the world goes digital? Collaboration is one key strategy. Grameen Foundation India shares how an MFI-Fintech collaboration is transforming the lives of poor rural women.